Based on the OptimumBank Holdings, Inc. stock forecast from 0 analysts, the average analyst target price for OptimumBank Holdings, Inc. is not available over the next 12 months. OptimumBank Holdings, Inc.’s average analyst rating is not available. Stock Target Advisor’s own stock analysis of OptimumBank Holdings, Inc. is Bullish , which is based on 10 positive signals and 4 negative signals. At the last closing, OptimumBank Holdings, Inc.’s stock price was USD 3.97. OptimumBank Holdings, Inc.’s stock price has changed by +2.06% over the past week, -6.81% over the past month and -1.00% over the last year.
No recent analyst target price found for OptimumBank Holdings, Inc.
No recent average analyst rating found for OptimumBank Holdings, Inc.
Company Overview OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida. Read Less
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accoun...Read More
Frequently Asked Questions About OptimumBank Holdings, Inc. (OPHC) Stock
Stock Target Advisor's fundamental analysis for OptimumBank Holdings, Inc.'s stock is Bullish .
Unfortunately we do not have enough data on OPHC's stock to indicate if its a good dividend stock.
Unfortunately we do not have enough data on OPHC's stock to indicate what its average analyst target is.
OPHC stock's Price/Earning ratio is 3.17.
Our analysis grades OPHC stock's Price / Earning ratio at A+. This means that OPHC stock's Price/Earning ratio is above 1.000000000000001% of the stocks in the Banks - Regional sector in the NSD exchange.
Based on this OPHC may be undervalued for its sector.
The last closing price of OPHC's stock was USD 3.97.
The most recent market capitalization for OPHC is USD 0.05B.
Unfortunately we do not have enough analyst data on OPHC's stock to indicate whether its price will go up or not.
We can't find any ETFs which contains OptimumBank Holdings, Inc.'s stock.
As per our most recent records OptimumBank Holdings, Inc. has 73 Employees.
OptimumBank Holdings, Inc.'s registered address is 2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308.
You can get more information about it from OptimumBank Holdings, Inc.'s website at https://www.optimumbank.com.
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Stock Target Advisor's Analysis
This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.
What to like
Underpriced on cashflow basis
The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.
Underpriced compared to book value
The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.
Positive cash flow
The company had positive total cash flow in the most recent four quarters.
Superior return on assets
The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.
Superior capital utilization
The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.
Superior Revenue Growth
This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.
Superior Earnings Growth
This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.
Underpriced compared to earnings
The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.
High Gross Profit to Asset Ratio
This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.
Superior return on equity
The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.
What not to like
High volatility
The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.
Poor risk adjusted returns
This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.
Low market capitalization
This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.
Highly leveraged
The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.
Frequently Asked Questions About OptimumBank Holdings, Inc. (OPHC) Stock
Stock Target Advisor's fundamental analysis for OptimumBank Holdings, Inc.'s stock is Bullish .
Unfortunately we do not have enough data on OPHC's stock to indicate if its a good dividend stock.
Unfortunately we do not have enough data on OPHC's stock to indicate what its average analyst target is.
OPHC stock's Price/Earning ratio is 3.17.
Our analysis grades OPHC stock's Price / Earning ratio at A+. This means that OPHC stock's Price/Earning ratio is above 1.000000000000001% of the stocks in the Banks - Regional sector in the NSD exchange.
Based on this OPHC may be undervalued for its sector.
The last closing price of OPHC's stock was USD 3.97.
The most recent market capitalization for OPHC is USD 0.05B.
Unfortunately we do not have enough analyst data on OPHC's stock to indicate whether its price will go up or not.
We can't find any ETFs which contains OptimumBank Holdings, Inc.'s stock.
As per our most recent records OptimumBank Holdings, Inc. has 73 Employees.
OptimumBank Holdings, Inc.'s registered address is 2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308.
You can get more information about it from OptimumBank Holdings, Inc.'s website at https://www.optimumbank.com.
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